At a Glance
BRAC Bank is a performance-driven organization, where values are at the heart of every endeavor.
Founded in 2001 with the vision of serving the ‘unbanked’ small and medium entrepreneurs, BRAC Bank drew inspiration from its parent organization BRAC – the world’s largest NGO. Breaking away from the conventions of traditional banking, the bank pioneered small-ticket loans for the SME sector, bringing grassroots entrepreneurs into the formal banking system. Today, close to half of the bank’s lending portfolio is dedicated to SMEs, cementing its role as a catalyst for inclusive economic growth.
From the outset, BRAC Bank recognized the SME sector’s untapped potential in driving growth and creating employment. At a time when financing for these enterprises was virtually inaccessible in Bangladesh, the bank stepped in to fill the gap, transforming lives and livelihoods across the country.
BRAC Bank is the only Bangladeshi member of the Global Alliance for Banking on Values (GABV) – a network of 70 financial institutions across 45 countries in Asia, Africa, Australia, Latin America, North America and Europe. Collectively, GABV members serve more than 60 million customers, manage USD 200 billion in assets, and employ over 80,000 people worldwide.
Guided by the 3P Philosophy – People, Planet, and Prosperity – BRAC Bank embraces its responsibility towards the communities it serves and the environment it operates in. As a mission-driven bank, it remains committed to advancing the welfare of people and society while delivering sustainable financial solutions.
BRAC BANK YTD June 2025
BDT 6,202 Mn
PROFIT AFTER TAX
BDT 779,948 Mn
TOTAL DEPOSITS
BDT 644,830 Mn
TOTAL LOANS & ADVANCES
BDT 41.23
NET ASSET VALUE (NAV)
PER SHARE
BDT 3.12
EARNINGS PER SHARE
(EPS)
BDT 39.26
NET OPERATING CASH
FLOW PER SHARE (NOCFPS)
15.71%
RETURN ON EQUITY (ROE)
1.26%
RETURN ON ASSETS (ROA)
BDT 100,940 Mn
MARKET CAPITALIZATION
14.50%
CAPITAL TO RISK-
WEIGHTED ASSET RATIO
3.37%
NON-PERFORMING LOANS
(NPL)
108%
NPL COVERAGE RATIO
(INCL. GP)
AAA
Credit Rating Agency of
Bangladesh (CRAB)
B+
S&P GLOBAL RATINGS
B2
MOODY'S INVESTORS
SERVICE
326
ATMs
66
RCDMs
80
CRMs
191
BRANCHES
87
SUB-BRANCHES
1,118
AGENT BANKING OUTLETS
446
SME UNIT OFFICES
N.B.: Information is as of June 30, 2025 as per Half-yearly unaudited Financial Statements.
BRAC Bank has become the first Bangladeshi Bank to be rated the best by the top domestic credit rating agency in Bangladesh (CRAB: AAA/ST-1) and two of the world's leading credit rating agencies (S&P Global Ratings: B+ and Moody's Investor Service: B2) – portraying quality portfolio, higher capital base, stability and steady growth trends.
Corporate Vision, Mission & Values
CORPORATE VISION
Corporate Mission
Achievements and Recognitions
Board of Directors
MEHERIAR M. HASAN , Chairperson
FARUQ MAYEENUDDIN AHMED , VICE-CHAIRPERSON
Farzana Ahmed , Independent Director
Dr. Zahid Hussain , Independent Director
SALEK AHMED ABUL MASRUR , INDEPENDENT DIRECTOR
Ms. Anita Ghazi Rahman , INDEPENDENT DIRECTOR
Chowdhury MAQ Sarwar , INDEPENDENT DIRECTOR
Ms. Lila Rashid , INDEPENDENT DIRECTOR
Tareq Refat Ullah Khan, Managing Director and CEO
Management Committee
Tareq Refat Ullah Khan,
Managing Director and CEO
Syed Abdul Momen
Additional Managing Director and Head of SME Banking
M. Masud Rana FCA
Additional Managing Director & CFO
Md Sabbir Hossain
Deputy Managing Director and COO
Md. Shaheen Iqbal, CFA
DEPUTY MANAGING DIRECTOR AND HEAD OF TREASURY & FINANCIAL INSTITUTIONS.
Md. Mahiul Islam
Deputy Managing Director & Head of Retail Banking
Ahmed Rashid Joy
Deputy Managing Director and Chief Risk Officer
Chowdhury Moinul Islam
Deputy Managing Director and CAMLCO
Sheikh Mohammad Ashfaque
Deputy Managing Director & Head of Branches
Nazmur Rahim
Deputy Managing Director & Head of Alternate Banking Channels
Md. Muniruzzaman Molla
Deputy Managing Director & Head of Operations
Abdullah Al Mamun
Deputy Managing Director and Head of Internal Control and Compliance
Farhana Sharmin Sumi
Acting Head of Human Resources
Proud member of

Thu, Oct 23, 2025 11:13 AM
| Currency | Buying | Selling |
|---|---|---|
| USD | 121.7500 | 122.7500 |
| EUR | 140.6230 | 143.1983 |
| GBP | 161.7171 | 164.6996 |